October 2026 Deposit Interest Rates and the Return on 1 Million TL
Deposit interest rates of 22 banks and the 32-day net returns of 1 million TL for the period of October 2026 have been determined.
As of October 2026, the deposit interest rates of 22 banks and the 32-day net returns of 1 million TL have been announced. While annual interest rates vary between 2 percent and 44.5 percent, net earnings amounts differ according to the banks.
Deposit Returns and Interest Rates
While annual interest rates ranged from 2 percent to 44.5 percent, the 32-day net return calculated for 1 million TL was ranked between 21,816.10 TL and 29,983.66 TL. The product offering the highest interest rate and the account providing the highest net earnings may differ in the table.
Banks' 32-Day Net Earnings
While Ziraat Dinamik Kazandıran Hesap provides a net earning of 21,816.10 TL with an annual interest rate of 44 percent, Türkiye Finans Günlük Hesap offers a net earning of 29,983.66 TL with an annual profit share rate of 44 percent. In other banks, rates and net returns are at different levels.
Reasons for Return Differences
The balance on which interest is not accrued, campaign duration, and new customer conditions are among the factors affecting the return of savings of the same amount. The announced annual rate alone does not determine the net earnings to be obtained.
Central Bank Data
According to data from the Central Bank of the Republic of Turkey, the weighted average interest rate for TL deposits with a maturity of up to 3 months was announced as 44.02 percent. The policy rate was kept at the 37 percent level.