Treasury-Supported Loan Practices for Artisans and Farmers Will Continue

Treasury-supported loan practices will be maintained to lower financing costs for artisans and farmers. A portion of the costs of loans disbursed through Halkbank, Ziraat Bank, Ziraat Katılım, and Agricultural Credit Cooperatives will be covered by the Treasury.

Treasury-Supported Loan Practices

Treasury-supported loan practices will be resolutely maintained to reduce the financing costs of artisans and farmers. Within this scope, a significant portion of the relevant financing costs will be supported by the state.

Interinstitutional Distribution

While Halkbank steps in for loans used by artisans and tradespeople, 50 percent of the interest or profit share costs of loans disbursed through Ziraat Bank, Ziraat Katılım, and Agricultural Credit Cooperatives for agricultural production financing will be covered by the Treasury.

Payment Projections by Years

The Treasury's payments to banks and Agricultural Credit Cooperatives within the scope of interest and profit share-supported loans are projected to be 290 billion liras in 2026. This amount is expected to decrease to 233.5 billion liras in 2027 and 160 billion liras in 2028.

Total Three-Year Support Amount

As a result of the payments planned for the specified years, the total three-year support is expected to reach 683.5 billion liras. This amount will not be used as direct cash payments, but rather to cover interest and profit share support.

Investment and Operating Loans in Agriculture

This support mechanism established for agricultural producers covers both investment and operating loans. Thus, it aims to ensure the uninterrupted continuation of agricultural activities.

Facilitating Relief for Natural Disaster Victims

Within the scope of the mechanism, facilities such as the postponement or installment structuring of loan debts for agricultural producers affected by natural disasters are also included. This aims to alleviate the grievances of producers.