New Installment Regulation for Mobile Phone Sales from the Ministry of Trade
The installment limit amount applied for new mobile phones has been raised to 40 thousand liras, and a 12-month installment option has been introduced for refurbished phones without any amount limit.
With a new regulation issued by the Ministry of Trade, the installment limit for new mobile phones was increased from 20 thousand liras to 40 thousand liras, while a 12-month installment opportunity was introduced for refurbished phones without an amount limit.
Official Gazette Decision
The Ministry of Trade has implemented a new decision reshaping the installment limits in mobile phone sales. This change, which is in compliance with the decisions of the Banking Regulation and Supervision Agency, was published in the Official Gazette dated October 15, 2026, and numbered 33401. Along with the regulation amendment, installment limits in mobile phone sales have been redefined.
Maturity Limit on New Phones
According to the new regulation, the installment limit for new mobile phones was raised from 20 thousand liras to 40 thousand liras. 12 months of installments can be applied for mobile phones with a price of 40 thousand liras and below. For mobile phones with a price exceeding 40 thousand liras, the 3-month maturity limit will continue to be preserved.
Convenience for Refurbished Phones
As for mobile phones that qualify as refurbished products, a 12-month installment opportunity was provided without seeking any amount limit. Thus, consumers will be able to benefit more easily from maturity convenience when purchasing refurbished devices.
No Changes in Other Sectors
No changes were made to the installment amounts and maturity limits applied in electronic goods, tablet computers, televisions, home appliances, furniture, domestic tourism and travel expenses, vehicle and jewelry sales. The Ministry of Trade will continue to monitor the decisions of the BRSA.