Changes Made to the Artisan Loan Decision Issued by Halkbank

Serdar HocamAuthor & Editor

According to the new decision published in the Official Gazette, a condition of having no overdue debts was introduced for Halkbank artisan and craftsman loans.

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Halkbank esnaf kredilerinde faiz indirimi oranları düşürüldü! Halkbank esnaf kredisi faiz indirimi ne kadar oldu?

Changes were made to the Presidential Decree regarding the Treasury interest-supported investment and operating loans extended to artisans and craftsmen through Türkiye Halk Bankası AŞ.

Published in the Official Gazette

It was announced that changes were made to the decision regarding the Treasury interest-supported investment and operating loans extended to artisans and craftsmen by Türkiye Halk Bankası AŞ. The relevant decision entered into force after being published in the Official Gazette dated August 27, 2026.

Regulation on Loan Conditions

Within the framework of the new regulation, updates were made to the relevant articles of the Decision on the Utilization of Treasury Interest-Supported Investment and Operating Loans to Artisans and Craftsmen by Türkiye Halk Bankası Anonim Şirketi.

Tax Debt Check

According to the new decision, during the disbursement of the loan, it will be required that artisans and craftsmen have no overdue debts to tax offices, based on a document obtained at most 15 days prior.

Restructured Debt Status

It was stated that the regulation will also require debts to tax offices to have been restructured or installment-paid, and that this restructuring must not have been defaulted on.

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