Ministry of Treasury and Finance Announces Financing Support Provided to Tradesmen and Artisans

Serdar HocamAuthor & Editor

Financing figures provided to tradesmen as of the end of July 2026 and details regarding the restructuring of tax debts were shared.

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Esnafa 40 milyarlık finansman desteği

The Ministry of Treasury and Finance shared data regarding the access of tradesmen and artisans to financing. Accordingly, while approximately 40.3 billion liras of Treasury interest support was provided during the year, new conveniences were introduced for the restructuring of tax debts.

Financing Support Figures

As of the end of July 2026, a total of 87.4 billion liras in loans was disbursed to 114,304 tradesmen and artisans.

While the total balance regarding the loans reached 299 billion liras, approximately 40.3 billion liras of Treasury interest support was provided during the year.

Loan Limit Increased

With the regulation made, the loan limit for business loans was raised up to 3.5 million liras with maturities varying according to the purpose of use.

TOBB-Sourced Loan Opportunities

Breath loans were also offered to tradesmen within the scope of credit opportunities sourced from the Union of Chambers and Commodity Exchanges of Turkey (TOBB).

Within the framework of breath loans, approximately 106.2 billion liras of financing was provided through 75,584 loan transactions.

Tax Debt Restructuring

Certain public receivables followed by the tax office and belonging to June 5, 2026, and prior can be paid in installments for up to 72 months.

Within the scope of the regulation, the annual default interest rate was reduced from 39 percent to 29 percent.

Scope and Conveniences

It was stated that debtors benefiting from existing installment plans can also benefit from the new regulation.

It was made possible for persons responsible for the debt, alongside the main debtor, to benefit from this restructuring opportunity.

Debt Criterion in Vehicle Inspection

Debts in installments within the scope of motor vehicle tax will not be taken into account as debts during vehicle inspection, as long as the installment plan is not violated.