25 Percent Discount Campaign by TOKİ for Those Who Pay Their Debts Early
The discount campaign organized by TOKİ, affiliated with the Ministry of Environment, Urbanization and Climate Change, offers beneficiaries the opportunity to close their debts.
The Housing Development Administration (TOKİ) of the Ministry of Environment, Urbanization and Climate Change is organizing a 25 percent discount campaign for houses and workplaces with ongoing repayments. Implemented upon high public demand, this practice covers debtors who want to obtain their title deeds immediately.
Start Date of the Campaign
The 25 percent discount campaign carried out by TOKİ will officially start on September 22. The process will kick off as of this date for citizens who want to pay off their entire debt in cash and receive their title deeds.
Application and Transaction Calendar
Buyers who want to benefit from the campaign can apply to the relevant banks starting from Tuesday, September 22 until October 19. Current balances calculated as of the debt closing date can also be learned during this period.
Partial Payment Opportunity
Residential and workplace buyers who are not in a position to pay off their entire debt will also be able to benefit from the campaign partially. The same discount rate will be applied to cash payments made on condition that they are not less than 25 percent of the remaining debt balance.
Number of People Who Can Benefit
It is projected that approximately 228,000 residential and workplace buyers will benefit from this special discount campaign. The practice aims to provide financial convenience to a wide segment of people who meet the conditions.
Campaign Participation Conditions
Buyers whose repayment installments started at the latest by the end of June 2025 will be able to be included in the campaign. It is required that that month's installments have been paid at the time of application, and that there are no overdue installments or real estate tax debts.
Exceptions and Restrictions
Residential and workplace buyers with 12 months or fewer remaining installments will not be able to benefit from this discount campaign. The discount will not be valid for payments made after the expiration of the specified application deadline.
Required Documents and Credit
While title deeds will be given to those who pay off their debts in projects where condominium ownership has been established, citizens are required to have the real estate declaration value document obtained from the municipality and the Compulsory Earthquake Insurance (DASK) policy with them when applying to the bank.