TOKİ Offers 25 Percent Discount to Those Who Pay Their Debts in Advance

Applications continue for the 25 percent discount campaign launched by the Housing Development Administration for citizens who want to pay off their debt in advance and obtain their title deed. The deadline for applications for the practice, which concerns approximately 228,000 beneficiaries, has been set as October 19.

Campaign Details and Scope

Implemented upon intense demand from citizens, the 25 percent discount campaign has been met with intense interest from buyers since day one. It closely concerns approximately 228,000 beneficiaries who want to pay off their debt in advance and obtain the title deed.

Payment Conditions and Discount Rate

Buyers who close their entire remaining debt balance earn a net 25 percent discount. Those who are unable to close their entire debt can partially benefit from the same discount rate if they make an advance payment of at least 25 percent of the remaining debt balance.

Deadline and Conditions for Application

Housing and workplace buyers who want to benefit from the campaign can apply to the bank where they carried out their sales transactions until October 19. It is required that the repayment installments must have started at the latest by the end of June 2025.

Required Documents for Title Deed Transactions

Since title deeds will be delivered in projects where condominium ownership has been established, it is necessary to submit the document showing the real estate declaration value to be obtained from the relevant municipality and the current compulsory earthquake insurance (DASK) policy when applying to the bank.